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    • Useful Links

    • Free Debt Advice

      If you are struggling with debt don't panic and don't borrow more. Break the cycle today by getting free independent debt advice. Debt advisers will not judge you and they can help. The sooner you get help, the easier things will be to sort out.
      • National Debtline
        Tel: 0808 808 4000 National Debtline offer a non-profit telephone debt advice service. Be wary there are lots of dodgy profit-making companies whose websites have similar names, make sure you are speaking to the real National Debtline.
      • Consumer Credit Counselling Service
        Tel: 0800 138 1111 Another free independent non-profit telephone debt advice service.
      • Citizen's Advice
        The CAB is a national institution and rightly so. They can offer consumer and some legal advice as well as debt advice all face to face.
      • Stop Loan Sharks
        If you or someone you know has a loan with an illegal (unlicensed) lender, then you need to act now. To report a loan shark call 0300 555 2222 at local rate, you do not have to give you name. Or text "loan shark" and your message to 60003.

    • Financial Information for Individuals

      • Money Saving Expert
        This is a good starting point for all things thrifty. Money Saving Expert Martin Lewis's style is not to everyone's taste, but you can't fault his commitment to helping the good people of Great Britain keep a bit more of their cash for themselves.
      • Entitled to...
        This site will help you to find out if you or your service users are missing out on any benefits you should be claiming.
      • Turn2Us
        Tel: 0808 802 2000 Turn 2 Us help people in need to find grants and benefits for all sorts of purposes.
      • Money Made Clear
        This FSA site has good financial information aimed at the general public with excellent free financial guides to download.
      • Consumer Direct
        The Office of Fair Trading have this helpful website on consumer issues.
      • TaxAid
        TaxAid is a UK charity providing free tax advice to people who cannot afford to pay a professional adviser.
      • Advice Guide from Citizen's Advice
        There's loads of great information on this site including printable guides to ways of getting out of debt.

    • Financial Inclusion for Organisations

      • Transact
        To find out more about Financial Inclusion and get the latest news and campaigns visit Transact, the National Forum for Financial Inclusion.
      • Financial Inclusion Taskforce
        The Taskforce advises the Government on Financial Inclusion policy.
      • The Association of British Credit Unions Ltd
        The ABCUL website is the place to search for a credit union (co-operative member-owned savings and loans scheme) near you. Credit Unions can be a good place for low income savers and borrowers to access simple transparent products on fair terms.
      • Community Development Finance Association
        Community Development Finance Institutions help people get access to affordable credit and often provide business support and other related services.
      • Funding Financial Inclusion
        If you are looking for funding for Financial Inclusion and Financial Capability activities this page from the Transact website has a list of potential funders including funding for organisations and grants for individuals.
      • The MSE Charity - funding financial capability
        This is particularly suitable for smaller organisatins who want to fund financial capability projects